Finzor Terms and Conditions

• Service(s): Refers to the payment processing and financial services provided by Finzor, including but not limited to payment gateway services, processing of transactions, and related support.
• User: Any individual or business entity who accesses or uses Finzor’s services.
• Transaction: The act of sending or receiving funds via Finzor's platform.
• Account: The user’s profile that stores information necessary to complete payment transactions through Finzor.
• Platform: Finzor’s website and mobile applications where users access our services.

Finzor collects various types of information from users in order to provide and improve its services. This information may include:

• Personal Information: This includes name, contact details, email addresses, and other details provided during account creation or interaction with Finzor's services.
• Financial Information: For payment and transaction processing, Finzor collects payment details, bank account information, and related financial data.
• Usage Data: Finzor may collect details about how users interact with its platform, such as IP addresses, browser types, device information, and interaction logs. This data helps Finzor understand user preferences and optimize the user experience.
• Cookies and Tracking Technologies: Finzor uses cookies to track users’ behavior on its platform to enhance functionality and user experience.

• User data is retained only for as long as necessary to provide Finzor's services, fulfill legal obligations, and for legitimate business purposes. The retention period depends on the type of data and the purposes for which it was collected. These include:
• Personal and Transactional Data: Retained for the duration of your account with Finzor, or as needed to comply with legal and regulatory requirements.
• Inactive or Unused Accounts: If an account is inactive for a prolonged period, Finzor may archive or delete the associated personal data after notifying the user.
• Data Deletion: Users have the right to request the deletion of their personal data at any time, except where retention is necessary for compliance or other legal obligations.

Finzor is committed to ensuring the security of user data. Finzor implements a range of physical, electronic, and procedural safeguards to protect the information it collects. These include:

• Encryption: All sensitive financial information is encrypted using advanced encryption protocols.
• Access Controls: Finzor limits access to personal data to authorized personnel only, and all employees undergo regular security training.
• Data Deletion: Finzor conducts regular security audits to ensure its protection measures are effective.
• Data Breach Protocols: In the unlikely event of a data breach, Finzor has protocols in place to notify affected users promptly and take corrective actions as required.

• Be at least 18 years of age.
• Be legally capable of entering into binding contracts.
• Not be a resident of any country or jurisdiction where the use of the services is prohibited by applicable law.

• You must create an account with Finzor to access the services. During registration, you will be required to provide accurate, current, and complete information.
• You are responsible for maintaining the confidentiality of your account details and for all activities that occur under your account.

• Finzor provides payment gateway services, enabling users to make electronic payments, process transactions, and conduct financial activities in a secure environment.
• We may offer additional services, features, or tools which will be governed by this Agreement unless otherwise stated.

• You agree to use our services only for lawful purposes and in accordance with applicable local, state, and international laws.
• You agree not to engage in any fraudulent, illegal, or abusive activities when using the services, including, but not limited to, money laundering, tax evasion, or the use of stolen or unauthorized payment methods.

• Finzor may charge fees for certain services provided through the platform. These fees will be clearly disclosed at the time of service usage.
• You agree to pay all applicable fees and charges related to transactions performed through your account. Fees may be subject to change, and we will notify you of any material changes in advance.

• All transactions are processed through the Finzor platform and subject to the applicable transaction limits, rules, and regulations.
• Finzor reserves the right to hold or delay a transaction if it suspects any fraud, violation of this Agreement, or non-compliance with relevant laws.

• We use industry-standard security measures to protect the confidentiality and integrity of your personal and financial information.
• Finzor complies with relevant data privacy regulations to protect your data. You agree to our Privacy Policy, which outlines how we collect, use, and safeguard your personal information.

• We make reasonable efforts to ensure the availability and functionality of the platform. However, we do not guarantee that the services will be error-free, uninterrupted, or always accessible.
• We may suspend, terminate, or limit access to our services temporarily or permanently for maintenance, updates, or as required by law.

• To the maximum extent permitted by law, Finzor and its affiliates will not be liable for any indirect, incidental, consequential, special, or punitive damages arising from the use or inability to use our services.
• Our total liability to you, whether in contract, tort, or otherwise, is limited to the fees paid by you to us in the 30 days preceding the event that caused the damage.

• Finzor may suspend or terminate your account and access to services at any time if you breach this Agreement or engage in illegal activities.
• You may terminate your account by notifying us in writing. Upon termination, all outstanding fees must be paid, and you must discontinue use of the services.

• Any disputes arising from the use of Finzor’s services shall be governed by the laws of [Insert Jurisdiction].
• You agree to resolve any disputes through binding arbitration, and you waive any right to a jury trial or class action.

• Finzor reserves the right to modify or update these Terms and Conditions at any time. We will notify you of any significant changes through email or by posting the updated terms on our platform.
• Continued use of the services after changes to the terms will constitute your acceptance of those changes.

• This Agreement shall be governed by and construed in accordance with the laws of [Insert Jurisdiction], without regard to its conflict of law principles.

Email: [Insert Email Address]

Phone: [Insert Phone Number]

Address: [Insert Company Address]